CrowdOut Capital Provides Term Loan to Tender Greens

AUSTIN, Texas–(BUSINESS WIRE)–CrowdOut Capital LLC, a pioneering non-bank lender for middle-market companies, today announced the completion of a term loan to Tender Greens. Founded in 2006, the borrower is a trailblazer in the hospitality industry creating the fine-casual dining category. “CrowdOut provided us the flexible capital we were looking for,” said Denyelle Bruno, CEO of […]

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Middle Market Loans: An Opportunity for Higher ROI

  Middle market companies (with revenues between $50 million and $1 billion) and lower middle market companies (with revenues between $5 – $50 million) that are not able to access today’s high yield bond market are increasingly turning to smaller regional banks for their capital needs. When a bank is unable to provide adequate capital, […]

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The ABCs of CFLs and ABLs

The phrase “everything’s negotiable” holds especially true within the lending industry. From the coupon to the principal amount to the amortization schedule, no component of a loan fully avoids the realm of negotiation. Of course, these components all have significant tradeoffs usually related to the risk and return of the loan. A longer amortization schedule […]

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Self-Directed IRAs

Despite existing since the traditional IRA was created in 1974, Self-Directed IRAs (SDIRAs) have received relatively little attention over the past few decades. While SDIRAs are functionally the same as traditional IRAs, SDIRAs provide access to significantly more types of investments and give investors the ability to invest in a wider variety of asset classes. […]

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Consumer (P2P) Online Marketplace Lending vs. Middle Market Online Marketplace Lending

The marketplace lending industry has come under scrutiny following recent headline events including the stepping down of LendingClub CEO, Renaud Laplanche as well as the New York Department of Financial Services (NYDFS) probe into the underwriting and borrower verification process of LendingClub. While these events have diminished a number of investors’ short-term confidence in the […]

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Raising Debt vs. Raising Equity

Having enough funds to expand business operations or change capital structure are challenges that many companies in the middle market and lower middle market face. In general there are two options: raise equity or raise debt. Weighing the positives and negatives of both is crucial to decide which method is most suitable. Oftentimes, businesses choose […]

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Importance of Lower Middle Market and Middle Market in an Investing Portfolio

Middle market companies are generally passed over by traditional investors despite the recent expansion of the asset class. There are about 350,000 private middle market companies in the United States, collectively employing nearly 32 million people. While these companies have been served predominantly by commercial banks and traditional lenders, interest in the middle market has […]

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Advanced Investing: Current Yield Investing Landscape

Recent stock market volatility and low interest rates have prompted investors to seek alternative options for portfolio diversification. This environment has led to investors having to choose between investments that either have a significant reduction in yield or an uptick in risk. Historically investors have had the following options: Publicly-traded bond funds REITs CDs and Short-Term Bonds […]

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